INSURANCE COVERAGE CUSTOMER RESPONSIBILITY FOR DAMAGE TO VEHICLE

BASIC COVERAGE

Basic insurance limits the clients deductible to $3800 for each motor vehicle accident, except for losses not covered by insurance as specified, which are the responsibility of the customer.

The amount of liability can be reduced by purchase of CDW, VIP or LDW. Comprehensive coverage is limited $1000 deductible.

Included in your hire charge  are the two insurances shown below

CDW - COLLISION DAMAGE WAIVER

The deductible will reduce to $900 ($200 for windshields) with the purchase of CDW. Comprehensive coverage is $400 deductible.

VIP PROTECTION - VACATION INTERRUPTION INSURANCE

The deductible will reduce to $600 ($200 for windshields) with the purchase of VIP.

VIP also covers expenses up to the amount of the daily rate in the event of a mechanical breakdown requiring the vehicle to be in for repair for more than 12 hours.

Mechanical breakdown does not include the malfunctions of the radio, air conditioner, generator, furnace, water pump, or any appliance. VIP applies only if mechanical breakdown to be repaired is for more than 12 hours after being reported to the appropriate rental station.

In the event of a traffic accident, VIP insurance does not cover alternative accommodation or replacement vehicle if vehicle is inoperable.

Maximum liability coverage for Vacation Interruption Coverage is $1500 per rental. Customers must present receipts for refund of expenses. VIP does not cover personal injury.

LDW COVERAGE - LOSS DAMAGE WAIVER

Loss of use charges result from single vehicle or third party accidents when damage to the rented vehicle renders it inoperative. Loss of use charges are based on the daily rental rate while the rented vehicle is out of service.

The Client will not be required to pay for Loss of Use of the vehicle with the purchase of Loss Damage Waiver. LDW coverage includes Vacation Interruption Coverage (VIP) up to $1500 per rental.

In the event of a motor vehicle accident a Police Report is required for insurance coverage to be effective. Losses not covered by insurance are specified and do not require a police report.

The client may be required to pay the Crash Responsibility Charge of up to $250 that may be levied by the Insurance Corporation of BC in the event of the client causing an accident.

Security deposits are held by Westcoast Mountain Campers until all costs for damage are finalized, and/or such time as the Insurance Corporation of British Columbia has determined damage liability.

BREAKDOWN AND REPAIRS

The Renter acknowledges the possibility of a mechanical failure or breakdown, and acknowledges that such occurrence is an inherent contingency associated with the operation of the vehicle, and that such contingency is beyond the control of the Company. The Renter agrees to hold the Company harmless from and against any loss of time, transportation costs, inconvenience, and loss of food in the vehicle, and any and all expenses resulting - from such contingency in the event of mechanical failure or breakdown.

The Company will make all reasonable efforts to assist the Renter to obtain help or arrange for repairs, subject to the location of the vehicle and business hours of the repair facilities.